Jaiz Home Finance

This is a home finance product that enables the customer to acquire, build or complete a house. Under the Jaiz Home Finance, the Bank partners with its customer to jointly own a house identified by the customer. The customer in turn agrees to lease the banks share of the house while gradually buying the bank’s share of the house. Rent paid by the customer gradually decreases as customers share of the house increases with buying out of the banks share.

Features

  • Flexible payment plan
  • Minimum of 20% Equity Contribution
  • Salary Domiciliation
  • Clean and Valid Title for the house to be purchase (C of O)
  •  Maximum Tenor of 10 years

Benefits

  • Up to 80% finance available
  • No processing or Facility Management fees
  • No hidden charges
  • Quick and easy approval
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