JAIZ Pan Auto Scheme

This is an auto finance scheme designed in partnership with PAN to finance acquisition of PAN vehicles for salary earners public, private and other reputable organizations. The bank purchases the vehicle from PAN and sells to the customer with reasonable markup (otherwise called profit). Payment for the vehicle sold to the customer is usually on monthly basis from the customer’s salary or postdated cheques for up to 48 months.


  • Competitive profit rate
  • Up to 80% finance available
  • Affordable payment plan
  • Quick and easy approval
  • Salary domiciliation/Postdated cheques
  • Up to 48 month tenor


  • Zero Management and Processing fess
  • Salary domiciliation not required
  • COT free account
  • Comprehensive insurance cover
  • No hidden charges no additional collateral required
  • Three (3) years warranty or 100,000Kms (whichever comes first)
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