Management Team

A trained accountant, Mr. Hassan Usman graduated with a first class degree in Accounting in 1985 from Ahmadu Bello University, Zaria, Nigeria and became an Associate Member of ICAN in 1989. He obtained a Post Graduate Diploma in Management in 1995 from Maastricht School of Management. Mr. Hassan also attended the Oxford University Advanced Management Programme in 2002.

He worked as the Financial Controller of Nigerian Development Company Limited, Kaduna until he joined NAL Merchant Bank Plc. where he served as the Financial Controller and Treasurer respectively between1996-2001. Mr. Hassan had a brief stint with Inland Bank where he served as General Manager, Banking Services before re-joining NAL Bank as Deputy General Manager and Head, Business and Financial Advisory Group.

Mr. Usman joined Jaiz International in 2005 as a pioneer staff and was a key member of the team that led the process leading to the licensing of Jaiz Bank Plc., in 2011. He served as General Manager- Business Development from January 2012 till April 2103 and was Executive Director in charge of Operations and Information Technology prior to his appointment as the Managing Director/CEO in June 2016.

He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN).

A seasoned banker of standing repute with over 20 years cognate banking experience, Abubakar Mahe is steering the business development drive of Jaiz Bank Plc. He is also a qualified Dealing Clerk of the Nigerian Stock Exchange.

Prior to joining Jaiz Bank, Mahe was the Group Zonal Head of Zenith Bank Plc. in charge of the Northwest region. Before joining the Banking sector in 1994, Mahe worked with the Nigerian International Securities Limited (NISEL), a member of Nigerian Stock Exchange and a subsidiary of Continental Merchant Bank Plc. from 1991 to 1994. Between 1990 and 1991, he worked as the Dealing Clerk/Branch Head of the Lagos office of the Gidauniya Investment & Securities Limited.

Born in the ancient city of Kano, Mahe obtained a Bachelor of Science Degree in Business Administration from Ahmadu Bello University in 1984. In 1987, he completed his Master Degree in Business Administration from the same institution. He attended several training in and outside Nigeria including High Potential Leader: Accelerating Your Performance at Wharton School, Pennsylvania, USA; High Performance People Skills, London Business School; and Senior Management Programmes, Lagos Business School.

limanDr. Nuruddeen Ahmad Liman is an astute banker of several years and an academician of reputable standing. His experience cut across both public and private sectors. He has received trainings and attended workshops within an outside Nigeria and he is a member of several reputable and recognized bodies and organizations.

Dr. Liman started his banking career in 1998 with the then Bank of the North and rose to the position of a Principal Manager, heading the New Sector Development Department of the bank. When the Bank merged with other banks to form Unity Bank in 2006, Dr. Liman was made the Head, Training & Development. He left Unity Bank in 2010 as the Assistant General Manager, Human Capital Management Department.

Dr. Liman left Unity Bank and joined Igbinedion University, Okada in 2010 as an Assistant Professor to lecture Business Administration and he was made the Head of the Department in 2012, and Dean, Sanusi Lamido Sanusi College of Business & Management Studies.

He joined Jaiz Bank Plc in 2013 as the Divisional Head, Corporate Services, to oversee Human Capital Management Department, Corporate Communications Department, Training Department and Facility Department.

He is now in the Business Development Division of the Bank.

Ahmed-Alhaji-HassanAhmed is a Fellow of the Institute of Chartered Accountants of Nigeria, a Fellow of the Chartered Institute of Taxation of Nigeria and an Associate of the Pension Institute of Nigeria, as well as an Alumnus of Bayero University, Kano and the University of Lagos.

He has over twenty – six (26) year’s cognate Banking, Industrial and Academic experience. He started his career as a Lecturer of Accounting & Finance at Bayero University, Kano before joining the Banking/ Finance Industry.

A consummate Banker, he has at various times worked in Securities & Exchange Commission, former New Africa Merchant Bank Ltd, NAL Merchant Bank (now Sterling Bank), NUB / FINBANK (now FCMB) and had a brief stint with Dangote Group as the Financial Controller of Kano Mills. His banking experience covers Corporate Finance, Banking Operations, Risk Management, Financial Controls and Branch / Regional Banking.

Mr. Hassan has attended various local & foreign courses and workshops. He joined JAIZ Bank Plc. in October 2013. He is currently the Chief Compliance Officer of the Bank.

Sirajo SalisuSirajo is a 1991 B.Sc. Economics graduate from Bayero University Kano. He also obtained M.Sc Economics and Ph.d Agricultural Economics from University of Port Harcourt and Abubakar Tafawa Balewa University Bauchi respectively.

Sirajo started his banking career in 1992 with Inland Bank Plc. as a Supervisor and rose to Assistant General Manager in 2009 with First Inland Bank Plc, where he held various Managerial Positions, including FCT Abuja Regional Manager in 2007.

In 2009, he was appointed Managing Director/CEO of Arab Gambian Islamic Bank (AGIB), a position he held till January 2015.

Sirajo has attended several Management and Islamic Banking Courses in and outside Nigeria as a participant and/or speaker. He is also an Alumnus of the prestigious Lagos Business School (SMP 33).

Sirajo is in the Business Development Division of the Bank.

Ismaila Adamu can easily be referred to as the first CEO of Jaiz Bank Plc (Jaiz International Plc), as he was part of the Jaiz Project right from the scratch.

Malam Ismaila Adamu was born in Kano in 1965. He had his secondary education at Federal Government College, Kano and completed his first and second degree in Accounting (1992) and Banking & Finance (1997) respectively from Bayero University, Kano.

A member of Chartered Institute of Taxation of Nigeria, Malam Adamu started his professional career in 1993 with Abdu Abdurrahim & Co (Chartered Accountant), Kano. He had a brief stint as the Financial Accountant of Nicco Sweet, Kano in 1998 before joining Ahmed Zakari & Co. (Chartered Accountant), Kano, as a pioneer staff in 1998.

His involvement with Jaiz project dated back to 2001 while Ahmed Zakari & Co. was the secretariat for the Committee for the Promotion of Non-interest Financial System in Nigeria with him as the secretary of the committee. He was called in March, 2003 to coordinate the Jaiz Profit Sharing Bank secretariat, to coordinate the registration of Jaiz International Plc with the Corporate Affairs Commission (C.A.C) and the highly successful Initial Public Offer (I.P.O) of the company in October 2003. He then deposited the then required Banks Minimum Capital Deposit of =N=2 billion with the Central Bank of Nigeria in March, 2004.

He has since been with the Jaiz project up to the commencement of the Bank in January, 2012. On the commencement of the Jaiz Bank Plc, he was the Head of Support Service, a position he held before taking over as the General Manager/CEO of the Foundation. He is currently the Divisional Head, Corporate Services. He is married with wives and children.

salihuIdris Salihu is a seasoned banker and a communication expert. He has spent the last 20 years of his working career in the Financial and Banking Sector. His depth of knowledge is in the areas of Banking Operations, Marketing, Relationships Management, Public Sector and Corporate Communications.

Idris started his banking career in 1994 with the United Bank for Africa and later in 1998, moved to FSB International Bank PLC. When FSB International Bank Plc. merged with Fidelity Bank in 2006, he became the Head, Advertising with the Marketing Communications Group and subsequently moved to serve as Business Head, Public Sector Banking Group, Abuja.

A Masters of Business Administration (MBA) holder, Idris has attended several trainings among which include Leadership for High Performance – Del Packer/Brian Tracy Group, 2008 and Managing Corporate Affairs Functions – Lagos Business School – 2003.

He is a member of several associations, including Associate Member, Advertising Practitioners of Nigeria (APCON); Associate Member, Nigerian Institute of Management (NIM); Associate Member, Nigerian Institute of Public Relations (NIPR); and Member, Chartered Institute of Bankers of Nigeria (CIBN).

He is now in the Business Development Division of the Bank.

Musa Zara Ibrahim started her banking career in 1991 with the then Premier Commercial Bank Plc as an officer and resigned in 1997 to take up an appointment with the then FSB International Bank Plc, where she rose to a managerial position.

In the pursuit of her passion for Islamic Banking, Ibrahim left FSB International Bank Plc in 2005 to join Jaiz International Plc. where she worked with other team members to raise capital within and outside Nigeria towards the establishment of the first full-fledged Islamic Bank in Nigeria, the Jaiz Bank Plc.

She is conversant with both conventional and Islamic banking operations and has attended training within and outside Nigeria in both fields of banking. These includes – Performance Management at Lagos Business School and Islamic Project & Infrastructure Finance at Terraphinn Financial Training, Singapore.

She is now in the Business Development Division of the Bank.

RukayatRukayat Salaudeen is a Legal Practitioner with a broad spectrum of experience in Corporate and Commercial Legal Practice. She is a distinguished alumnus of the University of Maiduguri, Borno State and the Nigerian Law School. Her career spans a couple of leading Law Firms from where she joined TSI Property & Investments Company Ltd., a Holding Company of eight (8) subsidiaries within Nigeria and The Gambia as the Company Secretary/Legal Adviser in 2003.

She was subsequently appointed as the Company Secretary/Legal Adviser of Law Union & Rock Insurance Plc, one of the foremost Insurance Underwriters in Nigeria since 1969, and a quoted company on the Nigerian Stock Exchange since 1990.

She has attended many local and overseas trainings including Corporate Governance and Company Direction at the Institute of Directors/Lagos Business School, Copy Rights and Mediation at the World Intellectual Property Organization Academy/Mediation Center, Geneva Switzerland, Practical Company Secretariat Practice at the Institute of Chartered Secretaries and Administrators, Franchising, Anti-Money Laundering/Combating Financial Terrorism, and Islamic Finance to list a few. Rukayat was appointed as the pioneer Company Secretary /Legal Adviser of Jaiz Bank Plc. in February 2012.

SADI-1Sadi Abdu, is currently the Chief Audit Executive, with Jaiz Bank Plc. He has over 19 years of work experience from Muhtari Dangana & Co. Chartered Accountants, FSB International Bank Plc, Access Bank Plc and Unity Bank Plc with vast experience in areas such as Operations, Financial Control and Internal Audit. He holds a B Sc. Accounting Degree (Upper Second Class Honors). A member of the Association of Certified Chartered Accountants (ACCA). Honorary Senior Member of the Chartered Institute of Bankers (HCIB). Certified Islamic Finance Analyst (CIFA)

He has strong analytical skills and demonstrated leadership capabilities and a passion for motivating people and teams to achieve excellence in service delivery and a first class corporate performance. He has attended many Banking and Senior Management Banking courses both in Nigeria and abroad.

Alhassan-AbdulkarimAlhassan Abdulkarim started his banking career in 1999 with Access Bank and then moved to Citizens Bank in 2003. From Citizen Bank, he joined Guaranty Trust Bank in 2005 and later returned to Access Bank in 2011 before he joined Jaiz Bank in 2012.

Born on November 4, 1974, Alhassan hold a Bachelor of Science Degree in Microbiology with a Second Class Upper honour from Bayero University, Kano in 1997 and later proceeded to obtain Masters in Business Administration from the same University in 2012. He is also a holder of Master’s Degree in Islamic Banking and Finance.

His banking experience is in the areas of Banking Operations, Relationship Management (Credit and International Trade), while his core competence/skills include credit, financial and business analysis, International Trade Finance and Islamic finance.

In the course of his duty, Alhassan attended series of training among which include; Guaranty Trust Bank Training school; Guaranty Trust Bank Credit School; and International Trade Finance. He has completed training as a Commodity Broker under Abuja Commodity Exchange.

Alhassan is married with 4 children and his hobbies include farming and reading.

Abdulahi_UsmanA fellow of the Institute of Chartered Accountants of Nigeria, Abdullahi Usman is a seasoned banker with versatile experience in Investment Banking, Development Banking and Commercial Banking that spanned a period of over 26 years.  In addition to this, he had 3 years stint with Tawada Limited (a subsidiary of Nigerian Security Printing and Minting Company Ltd.) as the pioneer Financial Controller.

He started his banking carrier in 1987 with the Bank of Agriculture (formerly Nigerian Agricultural and Cooperative Bank Ltd.) and left for Nigeria Universal Bank Ltd in 1988 from where he joined New Africa Merchant Bank Ltd. in 1989.  After his stint with Tawada Limited from 1996 to 1998, he joined United Bank for Africa from 1999 to 2001 when he moved to Intercity Bank Plc and subsequently, Unity Bank Plc through merger in 2005.  During this period, he held various responsibilities that covered all areas of core banking operations, which included Treasury and Foreign Operations Officer, Head of Branch Operations, Regional Head of Operations, Zonal Head Internal Control, Head of Budgeting and Financial Reporting, Head Strategy and Corporate Planning, Head Credit Remediation and Workout, and Head Credit Control and Policy.

Abdullahi Usman joined Jaiz Bank in 2013 as Deputy Chief Risk Officer.  He is currently the Head of Treasury Department of the Bank.

A chartered Accountant and Accounting graduate of 1987, he is also MBA holder from Ahmadu Bello University, Zaria.  He had attended numerous local and international courses which included Strategic Treasury Management by D.C. Gardener, Management Development Program by School of Business Entrepreneurship of South Africa, Audit Command Language (ACL) by EDP Associates, Applied Corporate Finance Workshop by Jeff & O’Brien, IFRS training by Euromoney, Kaplan-Norton Balanced Score Card, Basel II/III training and Basel III and IFSB Regulations for Islamic Financial Institutions by Red Money Training, Kualar Lumpur, Malaysia.

Musa Potiskum is the acting Chief Risk Officer of the bank. He ensures the establishment of a risk management framework that is compliant with regulatory standards and includes policies and procedures to effectively identify, mitigate and monitor principal business risks arising from the bank’s business direction and strategic environment.

Musa is a 1991 graduate of Business Administration (Finance) from the Ahmadu Bello University, Zaria and has over 20 years’ experience with Tier 1 banks covering Operations, Credit & Marketing, Retail & Commercial banking, and Public Sector marketing at Managerial and Regional levels. He was a Project Manager with a Canadian consultancy firm (CPCS) before joining Jaiz Bank.

He is a pioneer staff of Jaiz Bank and established the Kaduna branch of the bank before moving to the Head Office as the pioneer Retail Banking Group Head from where he was transferred to the Risk Management Division as the Head, Credit Risk / Deputy Chief Risk Officer and currently as the pioneer Nigerian Chief Risk Officer of the first Non-Interest Financial Institution in Nigeria. He is a member of the Risk Managers Association of Nigeria and the Chartered Institute of Bankers (CIBN).

Hadiza is the Group Head, Human Capital Management Department of the Bank. A position she assumed on 1st June, 2016.

She is a seasoned professional in Human Resource Management with over two decades of work experience in Bank of the North/Unity Bank (after merger) where she was at various times an active member or Secretary to numerous standing and adhoc committees in the two banks. She resigned from Unity Bank in the year 2012 to pursue her growing interest in Islamic Banking and Finance and explore new opportunities in the new but fast growing Jaiz Bank.

Hadiza holds a Master’s in Business Administration (MBA) from the Bayero University, Kano (2006). She is a Professional member of the Chartered Institute of Personnel Management, of Nigeria (CIPM), a Member of the Chartered Institute of Bankers (CIBN) and a member of the Nigerian Institute of Training and Development (NITAD). She is also a Certified Trainer and Consultant (CMD), a Labour and Industrial Relations Professional with years of experience in Management / Industrial Union relationships with (ASSBIFI and NUBIFIE)

Mohammad_KabirMr. Muhammad Kabir (MK) is in charge of Strategy at Jaiz Bank. He was the pioneer Chief Financial Officer of the Bank where he set up from the scratch a Shariah-compliant accounting and financial reporting system. He is very versed and highly skilled in the area of Islamic Finance, Islamic Accounting, Corporate Strategy, Corporate Finance as well as Financial Control having worked for a combined period of over eighteen years in spanning private equity, banking and a stint in academics both within Nigeria and the United Kingdom.

As a former conventional Investment and Commercial Banker, MK has extensive experience in the financial services industry. He has previously managed the Structured Finance portfolio of an investment bank, where he developed the project finance and credit derivatives business of the firm. He also had academic stint at Henley Business School, University of Reading, UK where he taught Corporate Strategy and Management courses.

MK is an AAOIFI Certified Professional (CIPA), and a Charter Holder of the Chartered Institute for Securities and Investments (CISI), United Kingdom as well as Chartered Islamic Finance Analyst (CIFA), Kuwait. He holds a BSc Hons. Accounting and MSc in International Accounting & Consulting (awarded with distinction) from Bayero University and the University of Reading respectively. He got his PhD in Strategic Finance from the Open University, United Kingdom. He is currently pursuing his second PhD in Islamic Finance from Malaysia with focus on Sukuk disclosure, pricing and risk.

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