A 1978 Law graduate from Ahmadu Bello University, Zaria. Nigeria. He started his Legal career with the Kaduna State Government as Magistrate II and subsequently moved to Northern Nigeria Investment Company Limited as Senior Executive/Acting Company Secretary.
He was later appointed Kaduna State Government Commissioner for Trade and Industry. He was appointed Managing Director/CEO of Habib Nigeria Bank Limited in 1994 until 1998 when he was appointed Managing Director/CEO of Intercity Bank Plc. He resigned as Vice Chairman/Managing Director in 2001. In 2001, he was appointed Managing Director of Nigerian Agricultural Development Bank Limited.
Mallam Bello holds the National honour of the Officer of the Federal Republic (OFR). He was once the Managing Director/CEO Unity Bank Plc.