Point Of Sale (POS)


A Point of Sale (POS) terminal is a portable device that allows cardholders make payment for goods and services. Jaiz Bank POS terminal provides a convenient, modern & efficient means of processing payment online real-time as value is credited to the Merchants account within 24 hours.

These terminals can be used to perform a variety of financial transactions such as:

  • Purchase
  • Vending airtime (recharge)
  • Payments


The benefits of the POS terminal to Merchants include the following:

  • Improved efficiency
  • Minimizes cash handling and aids reconciliation
  • Increase in sales as merchant have access to both cash and card-carrying customers
  • Instant confirmation of payment for goods
  • Reduces cost of personnel and equipment for handling cash receipts
  • Reduces exposure to loss due to armed robbery or cash pilferage by employees
  • Eliminates inconveniences of cheque confirmation and clearing.

Please click here to request for POS terminal to be deployed to your stores or click here to locate a POS merchant close to you.

Jaiz Premium Savings Account

JAPSA is an investment product based on the principles of partnership called Mudarabah and is offered to our unique and highly valued premium customers.

Current Account

Jaiz Current Account is a Naira account tailored for customers who carry out frequent transactions and would require unlimited access without any restrictions on withdrawal while enjoying a host of professional services from the Bank.


JaizPay is a secure web payment gateway developed to facilitate payments online using debit cards issued by Nigerian banks. JaizPay plugs in seamlessly with the existing websites of customers and acts as a bridge between the customer’s website and the bank.