Current Account (Qard)

Personal Banking

Jaiz Bank accept deposits into Current Account from its customers based on the principle of Qard (demand loan). The customer gives the Bank authority to use his/her funds to invest in its operations, with the condition that the deposit is considered as a non-interest loan by the depositor to the Bank, thus guaranteeing the return of the principal.


  • No Account Maintenance Charges
  • Personal Cheque Book
  • Instant Debit Card (Verve or Mastercard) issuance
  • Access to Internet, Mobile and USSD banking services
  • Cheque/Dividend Warrant lodgment
  • Free monthly E-Statement of Account

For further enquiries on any of our products and services kindly contact us on 07007730000 or email us:

Savings Account (Mudarabah)
Jaiz Kids Account (Mudarabah)
JAPSA Term Deposit Account (Mudarabah)