JAPSA Term Deposit Account (Mudarabah)

Personal Banking

At Jaiz Bank, building your wealth ethically is always a priority. JAPSA Term deposit is an innovative product designed specially to meet your investment needs. The Term Deposit offers you the option of higher profit rates at tenures which suit your needs. Account holders are considered as investors while the Bank acts as the Fund Manager and invest the depositors' funds into Financially profitable, socially responsible and commercially viable business ventures which are Shariah compliant. Gross profit made from the investment is distributed at the end of every month based on the pre-agreed profit sharing ratio.


  • Opening balance of N500,000
  • Attractive returns
  • Investment period (tenor) is a minimum of 30 days and a maximum of 360 days.
  • Investment Certificate is issued for each investment.

For further enquiries on any of our products and services kindly contact us on 07007730000 or email us:

Current Account (Qard)
Domiciliary Account