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Management Team

#JAIZLIFESTYLE

HARUNA MUSA

MD/CEO

Haruna Musa was appointed Managing Director/CEO of Jaiz Bank Plc on the 21st of November 2023. He is a seasoned banker with over 27 years of cognate experience in banking across Nigeria and Africa.

ALHASSAN ABDULKARIM

Executive Director, North

Alhassan Abdulkarim is a bona fide member of four reputable organisations including the Chartered Institute of Bankers of Nigeria (CIBN), Institute of Credit Administrators (ICA),...

ABDULFATTAH OLANREWAJU AMOO

Executive Director, Business Development, South

AbdulFattah Olanrewaju Amoo is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and an Associate member of the Chartered Institute of Taxation (CITN)...

MALAM ISMAILA ADAMU

Head, Institutional Banking Group

Ismaila Adamu can easily be referred to as the first CEO of Jaiz Bank Plc (Jaiz International Plc), as he was part of the Jaiz Project right from the scratch.

MUSA ZARA IBRAHIM

Divisional Head, Corporate Services

Zara Ibrahim Musa started her banking career in 1991 with the then Premier Commercial Bank Plc as an officer and resigned in 1997 to take up an appointment with the then FSB International Bank...

RUKAYAT O. DAHIRU

Chief Compliance Officer

Mrs. Dahiru has over twenty (21) years post-call experience, with over a decade in the Financial Services Industry. She joined Jaiz Bank as the pioneer Company Secretary and Legal Adviser in 2012...

MUSA POTISKUM

Chief Risk Officer

Musa Potiskum is the Chief Risk Officer of the Bank. He ensures the establishment of a risk management framework that is compliant with regulatory standards and includes policies and procedures...

MR. SHEHU MOHAMMED

Company Secretary/Legal Adviser

Mr. Shehu Mohammed is a Legal Practitioner with over 25 years’ experience in the Legal profession with sound knowledge of Litigation Management, Company Secretariat functions, Corporate... 

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HARUNA MUSA

MD/CEO

Haruna Musa was appointed Managing Director/CEO of Jaiz Bank Plc on the 21st of November 2023. He is a seasoned banker with over 27 years of cognate experience in banking across Nigeria and Africa. He is an alumnus of Ahmadu Bello University, Zaria, Bayero University, Kano, and Cranfield University, United Kingdom. He is currently at the final stage of a Ph.D. programme in Islamic Banking & Finance at the Universiti Utara in Malaysia.

At the Cranfield University, Haruna obtained an MSc. in Finance and Management (2008 – 2009). He received a Master’s Degree in Business Administration from Bayero University, Kano (1997 – 1998); a Post Graduate Diploma in Management earlier from the same University (1994 – 1995), while he holds a Bachelor of Agriculture from Ahmadu Bello University, Zaria, (1987 – 1991). 

Haruna undertook extensive executive-level courses including Advanced Management Program from Wharton Business School, University of Pennsylvania, USA (2023); Making Corporate Boards More Effective – Harvard Business School, Harvard University, USA (2015); Positive Leadership Program – Michigan Ross Executive Education, USA (2014); General Management Program – Cranfield University, UK (2012). He is also an honourary member of the Chartered Institute of Bankers of Nigeria (CIBN).  

Until his appointment as the substantive MD/CEO of Jaiz Bank Plc, he served as Executive Director with GT Bank for eight years, and garnered 22 years out of his 27 years’ wealth of banking experience working for Guaranty Trust Bank Holding Company (GTCO) from March 2001– October 2023. 

He commenced his banking profession as Banking Officer at United Bank for Africa Plc from June 1997 – December 1998 and served as a Senior Banking Officer at the FSB International Bank Plc between December 1998 and March 2001. Earlier, he worked at the Federal Ministry of Agriculture, Abuja, as Agricultural officer II from January 1993 – June 1997. 

In October 2015, Haruna assumed the role of Executive Director & Head, Northeast & Public Sector, Abuja Divisions on the Board of GT Bank, a testament to his professionalism and exemplary competence.  

He was also appointed as a Non- Executive Director with GT Bank (Cote D’Ivoire Ltd) and Chairman of the Board Audit Committee from March 2015 to October 2023, where he contributed to the turn-around of the Bank from a loss position to consistent profitability. 

Jaiz Bank’s new MD/CEO’s robust achievements include several commendation letters for selflessness and meritorious service from his previous employers. 

HASSAN USMAN

Managing Director/CEO

A trained accountant, Mr. Hassan Usman graduated with a first-class degree in Accounting in 1985 from Ahmadu Bello University, Zaria, Nigeria and became an associate member of ICAN in 1989. He obtained a Post Graduate Diploma in Management in 1995 from Maastricht School of Management.

Mr. Usman also attended the Oxford University Advanced Management Programme in 2002. He worked as the Financial Controller of Nigerian Development Company Limited, Kaduna until he joined NAL Merchant Bank PLC where he served as the Financial Controller and Treasurer respectively between1996-2001.

Mr. Hassan had a brief stint with Inland Bank where he served as General Manager, Banking Services before re-joining NAL Bank as Deputy General Manager and Head, Business and Financial Advisory Group. 

 

He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and Chartered Institute of Bankers of Nigeria (CIBN). He was appointed as the Managing Director of Jaiz Bank Plc by the Board of Director effective 1st June 2016.

ABDULFATTAH OLANREWAJU AMOO

Executive Director, Business Development, South

AbdulFattah Olanrewaju Amoo is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and an Associate member of the Chartered Institute of Taxation (CITN), among others.

He also holds a BSc in Economics and Masters in Business Administration from Edo State University (now Ambrose Alli University) and has attended several local and international courses in strategic management, leadership, at Harvard Business School, Euromoney, VISA International, Lagos Business School, etc.

AbdulFattah was appointed into the Board of Jaiz Bank PLC (the pioneer Islamic Bank in Nigeria) on 6th November 2017 as Executive Director, Operations/Chief Financial Officer, a position he held meritoriously till April 2021 before he was redeployed to run the Business Development Directorate of the Southern Region.

AbdulFattah Amoo is a shrewd professional banker, astute strategic planner and executor. He is well versed in both Islamic and Conventional banking business models.

He possesses over 3 decades cognate experience which cuts across professional accounting practice and Banking & Finance, out of which almost 20 years has been spent at senior management positions.

He is skilled in Talent Management, Strategic Networking and Excellent Peoples’ Management, among others.

AHMED A.HASSAN

ED, Operations/CFO

Ahmed is a Fellow of the Institute of Chartered Accountants of Nigeria, a Fellow of the Chartered Institute of Taxation of Nigeria and an Associate of the Pension Institute of Nigeria, as well as an Alumnus of Bayero University, Kano and the University of Lagos. He is a fellow of the Compliance Institute of Nigeria (FCIN) and a Certified Anti-Money Laundering Specialist(CAMS).

He has over twenty nine (29) years of cognate Banking, Industrial and Academic experience. He started his career as a Lecturer of Accounting & Finance at Bayero University, Kano before joining the Banking/ Finance Industry.

A consummate Banker, he had worked in Securities & Exchange Commission (SEC), former New Africa Merchant Bank Ltd, NAL Merchant Bank (now Sterling Bank), NUB / FINBANK (now part of FCMB) and had a brief stint with Dangote Group as the Financial Controller of Kano Flour Mills. His banking experience covers Corporate Finance, Banking Operations, Risk Management, Financial Controls and Branch / Regional Banking.

He was at various times a Branch Manager in Apapa, Victoria Island and Kaduna locations, and later became a Regional Manager in North Central and Kano II Regions of FINBank.

Mallam Ahmed A. Hassan has attended various local & foreign courses and workshops. He joined JAIZ Bank Plc. in October 2013 as Head of Financial Control and acting Chief Financial Officer before he was later appointed as the Bank’s Chief Compliance Officer (CCO). He served as the Bank’s CCO for five and a half years. Currently, he is the Bank’s ED, Operations and Chief Financial Officer (CFO).

MALAM ISMAILA ADAMU

Head, Institutional Banking Group

Ismaila Adamu can easily be referred to as the first CEO of Jaiz Bank Plc (Jaiz International Plc), as he was part of the Jaiz Project right from the scratch.

Malam Ismaila Adamu had his secondary education at Federal Government College, Kano and completed his first and second degree in Accounting (1992) and Banking & Finance (1997) respectively from Bayero University, Kano.

A member of Chartered Institute of Taxation of Nigeria, Malam Adamu started his professional career in 1993 with Abdu Abdurrahim & Co (Chartered Accountant), Kano. 

He had a brief stint as the Financial Accountant of Nicco Sweet, Kano in 1998 before joining Ahmed Zakari & Co. (Chartered Accountant), Kano, as a pioneer staff in 1998.

His involvement with Jaiz project dated back to 2001 while Ahmed Zakari & Co. was the committee secretariat for the promotion of Non-Interest Financial System in Nigeria with him as the secretary. 

In March 2003, he coordinated the Jaiz Profit Sharing Bank secretariat, the registration of Jaiz International Plc with the Corporate Affairs Commission (C.A.C) and the highly successful Initial Public Offer (I.P.O) in October 2003. The proceed (N2 billion) was deposited at the Central Bank of Nigeria in March, 2004 as the then required Banks’ minimum capital deposit.

He has since been with the Jaiz Project up to the commencement of the Bank in January, 2012. On the commencement of the Jaiz Bank Plc, he was the Head of Support Service, a position he held before taking over as the General Manager/CEO of the Foundation where he supervised the setting up of the first Takaful Insurance in Nigeria (Jaiz Takaful Ltd.) and El-Jaiz Investments & Services Ltd. He was subsequently made the Head, Public Sector and later moved to head the Corporate Service Division of the Bank. He is currently the Group Head, Institutional Banking. 

He has attended various courses and programmes on Islamic Banking in Bangladesh, Singapore, Kenya, UAE among others.

He is happily married with children.

MUSA ZARA IBRAHIM

Divisional Head, Corporate Services

Zara Ibrahim Musa started her banking career in 1991 with the then Premier Commercial Bank Plc as an officer and resigned in 1997 to take up an appointment with the then FSB International Bank Plc, where she rose to a managerial position.

In the pursuit of her passion for Islamic Banking, Zara left FSB International Bank Plc in 2005 to join Jaiz International Plc. where she worked with other team members to raise capital within and outside Nigeria towards the establishment of the first full-fledged Islamic Bank in Nigeria, the Jaiz Bank Plc.

She is conversant with both conventional and Islamic banking operations and has attended training within and outside Nigeria in both fields of banking. These include – Performance Management at Lagos Business School and Islamic Project & Infrastructure Finance at Terraphinn Financial Training, Singapore. She is now in the Business Development Division of the Bank.

RUKAYAT O. DAHIRU

Chief Compliance Officer

Mrs. Dahiru has over twenty (21) years post-call experience, with over a decade in the Financial Services Industry.

She joined Jaiz Bank as the pioneer Company Secretary and Legal Adviser in 2012 and recognizing her experience and competence in the Corporate Governance sphere, the Board immediately thrust on her the responsibility for designing the Board’s Governance Framework. Consequently, one of her notable accomplishments in the Bank was that she designed the Board Governance Framework and all the accompanying Board and Board Committee Charters that were eventually approved by the Central Bank of Nigeria (CBN) in 2013.

In furtherance of her strategic role in providing support for the Board, Mrs. Dahiru guided the Board in complying with the CBN/SEC Code of Corporate Governance, and recently, the Nigeian Code of Corporate Governance. She was therefore responsible for assisting the Board in drafting/establishing the various policies required under the various Codes of Corporate Governance.

Another notable accomplishment of Mrs. Dahiru was that she Co-ordinated the Bank’s pre-Listing activities culminating in the successful listing of the Bank’s shares on the Nigerian Stock Exchange (NSE) in February 2017. Accordingly, she assumed responsibility for ensuring that the NSE Listing Rules as well as the provisions of the Investment Securities Act are complied with by the Bank.

Furthermore, because of her dual responsibility as Company Secretary & Legal Adviser, Mrs. Dahiru has been a pioneer member of the Management Investment Committee, where she has not only learnt the rudiments of Investment appraisals, but also provided insightful advice from the legal viewpoint. Accordingly, she has advised on, drafted and reviewed several legal instruments, investment/facility documents/contracts, and other routine contracts that formed the basis of the Bank’s financing/investments activities right from inception.

She was appointed, with the approval of the Central Bank of Nigeria, as the Chief Complaint Officer of the Bank, with functions similar to that of an Ombudsman. She has chaired the Bank’s Procurement Committee for more than 6 years cumulatively; all while serving as a member of Executive Management Committee; Management Investment Committee; Senior Staff Disciplinary Committee; Senior Staff Appraisal Committee; IT Steering Committee; Information Security Steering Committee, Human Resources and Service Improvement Committee.

In line with the Bank’s succession plan, Mrs Dahiru was appointed (with the approval of the Central Bank pf Nigeria) as the Chief Compliance Officer (CCO) of the Bank, following the recent elevation of the immediate past CCO to an Executive Director. 

Mrs. Dahiru is a strong team player with multifunctional capabilities. She has received trainings spanning Islamic Finance, Corporate Governance, Management, Leadership, Strategy, Anti-Money Laundering, Corporate/Commercial/Financial Law both locally and internationally.

ALHASSAN ABDULKARIM

Executive Director, North

Alhassan Abdulkarim is a bona fide member of four reputable organisations including the Chartered Institute of Bankers of Nigeria (CIBN), Institute of Credit Administrators (ICA), Nigeria Institute of Management (NIM), Commodity Brokers Association of Nigeria (CBAN), was employed following his trajectory of protracted service in the banking industry.

Alhassan holds a Master’s Degree in Islamic Banking and Finance; a Master’s Degree in Business Administration with specialization in Finance and Investment; a Postgraduate Diploma in Management from Bayero University Kano.

He also possesses personal and excellent skills in products and services management, advanced credit skills, business evaluation and investment packaging, budgeting, team and general leadership skills.

His responsibilities include to facilitate the Bank's strategic planning and implementation, with a view to driving business growth and profitability in the Northern region.

Alhassan’s 23 years of cognate experience in Executive and Senior positions in different Banks across Nigeria, accorded him the leadership and team management skills in Islamic Banking, Product Development and Structured Finance. He was appointed into the Board of Jaiz Bank on March 1 st , 2023.

The ED North had also acquired broad experience in Banking Operations; Commercial and Corporate Banking; Credit Packaging and Financial Analysis; International Trade Finance; Customer Service and Relationship Management.

 

MUSA POTISKUM

Chief Risk Officer

Musa Potiskum is the Chief Risk Officer of the Bank. He ensures the establishment of a risk management framework that is compliant with regulatory standards and includes policies and procedures to effectively identify, mitigate and monitor principal business risks arising from the Bank’s business direction and strategic environment.

Musa is a 1991 graduate of Business Administration (Finance) from the Ahmadu Bello University, Zaria and has over 23 years’ experience with Tier 1 banks covering Operations, Credit & Marketing, Retail & Commercial banking, and Public Sector marketing at Managerial and Regional levels. He was a Project Manager with a consultancy firm (CPCS) before joining Jaiz Bank.

He is a pioneer staff who established the 1st Kaduna branch of the Bank before moving to the Head Office as the pioneer Retail Banking Group Head. He later transferred to the Risk Management Department as the Head, Credit Risk, and Deputy Chief Risk Officer. Subsequently, he served as the Regional Manager in the North-Central region.

He is currently the Chief Risk Officer and a certified member of the Institute of Risk Management (IRM) UK, a member of the Risk Managers Association of Nigeria (RIMAN), and the Chartered Institute of Bankers (CIBN).

MR. SHEHU MOHAMMED

Company Secretary/Legal Adviser

Mr. Shehu Mohammed is a Legal Practitioner with over 25 years’ experience in the Legal profession with sound knowledge of Litigation Management, Company Secretariat functions, Corporate Governance, and good communication skills. He is an Alumnus of the prestigious Ahmadu Bello University, Zaria, Bayero University Kano and the Nigerian Law School. He is a member of the Nigerian Bar Association (NBA), the Institute of Chartered Economists of Nigeria (ICEN) and the Institute of Chartered Secretaries and Administrators of Nigeria (ICSAN). 

He started his Banking Career in 2001 with NUB International Bank Ltd as Legal Officer and later became Assistant Company Secretary/Legal Adviser. Upon consolidation of Banks in 2006, He worked in FinBank Plc and subsequently, FCMB and Fin Insurance Ltd where he held positions of Acting Group Head Legal and Substantive Company Secretary/Legal Adviser respectively. In February 2017, he was appointed Company Secretary of Unity Bank Plc, which position he held until end of the year 2019. He later joined Al-Fiil Legal Consult as the Managing Partner.

He has attended many trainings including Anti-Money Laundering, Drug Abuse/Combatting Financing of Terrorism, Securities and Credit Documentation in Banks, Board Leadership Development Programme for Independent Directors; Responsibilities of Independent Directors on the Board, Responsibilities of the Board in relation to Information Technology and Cyber Security, Company Secretaries Forum – Dubai, Companies and Allied Matters for Judges, National Workshop on Arbitration, Self-Management Training, just to list a few.

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