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Management Team

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HASSAN USMAN

Managing Director/CEO

A trained accountant, Mr. Hassan Usman graduated with a first-class degree in Accounting in 1985 from Ahmadu Bello University, Zaria, Nigeria and became an associate member of ICAN in 1989.

ABDULFATTAH OLANREWAJU AMOO

Executive Director, Business Development, South

Mr. AbdulFattah Amoo is a shrewd professional banker, astute strategic planner and executor. He is well versed in both Islamic and Conventional banking business models.

SIRAJO SALISU PhD

Executive Director, Business Development

Sirajo is a Certified Risk Manager (CRM), Fellow Institute of Credit Administration (FICA) and Honorary Senior Member Chartered Institute of Bankers of Nigeria (CIBN) Sirajo is a 1991 B.Sc. Economics graduate from Bayero University Kano,

AHMED A.HASSAN

Executive Director, Services/CFO

Ahmed is a Fellow of the Institute of Chartered Accountants of Nigeria, a Fellow of the Chartered Institute of Taxation of Nigeria and an Associate of the Pension Institute of Nigeria, as well as an Alumnus of Bayero University, Kano...

MALAM ISMAILA ADAMU

Head, Institutional Banking Group

Ismaila Adamu can easily be referred to as the first CEO of Jaiz Bank Plc (Jaiz International Plc), as he was part of the Jaiz Project right from the scratch. Malam Ismaila Adamu had his secondary...

ZARA IBRAHIM MUSA

Regional Manager, Abuja

Zara Ibrahim Musa started her banking career in 1991 with the then Premier Commercial Bank Plc as an officer and resigned in 1997 to take up an appointment with the then FSB International Bank Plc, where she rose to a managerial position.

RUKAYAT O. DAHIRU

Chief Compliance Officer

Mrs. Dahiru has over twenty (21) years post-call experience, with over a decade in the Financial Services Industry. She joined Jaiz Bank as the pioneer Company Secretary and Legal Adviser in 2012 and recognizing her experience...

ABDULLAHI USMAN

Chief Audit Executive

A Chartered Accountant and Accounting graduate of 1987, he is also MBA holder from Ahmadu Bello University, Zaria. He is a fellow of the Institute of Chartered Accountants of Nigeria, Abdullahi Usman is a seasoned...

MUHAMMAD KABIR MUHAMMAD

Chief Strategy Officer

Muhammad Kabir (MK) oversees Strategy at Jaiz Bank. He was the pioneer Chief Financial Officer of the Bank where he set up from the scratch a Shariah-compliant accounting and financial reporting system.

MUSA POTISKUM

Chief Risk Officer

Musa Potiskum is the Chief Risk Officer of the Bank. He ensures the establishment of a risk management framework that is compliant with regulatory standards and includes policies and procedures to...

MR. SHEHU MOHAMMED

Company Secretary/Legal Adviser

Mr. Shehu Mohammed is a Legal Practitioner with over 25 years’ experience in the Legal profession with sound knowledge of Litigation Management, Company Secretariat functions, Corporate...

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HASSAN USMAN

Managing Director/CEO

A trained accountant, Mr. Hassan Usman graduated with a first-class degree in Accounting in 1985 from Ahmadu Bello University, Zaria, Nigeria and became an associate member of ICAN in 1989. He obtained a Post Graduate Diploma in Management in 1995 from Maastricht School of Management.

Mr. Usman also attended the Oxford University Advanced Management Programme in 2002. He worked as the Financial Controller of Nigerian Development Company Limited, Kaduna until he joined NAL Merchant Bank PLC where he served as the Financial Controller and Treasurer respectively between1996-2001.

Mr. Hassan had a brief stint with Inland Bank where he served as General Manager, Banking Services before re-joining NAL Bank as Deputy General Manager and Head, Business and Financial Advisory Group.

He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and Chartered Institute of Bankers of Nigeria (CIBN). He was appointed as the Managing Director of Jaiz Bank Plc by the Board of Director effective 1st June 2016.

ABDULFATTAH OLANREWAJU AMOO

Executive Director, Business Development, South

AbdulFattah Amoo is a shrewd professional banker, astute strategic planner and executor. He is well versed in both Islamic and Conventional banking business models.

He possesses almost 3 decades cognate experience which cuts across professional Accounting practice, Banking and Finance, out of which almost 17 years has been spent at senior management/executive positions.

He joined Jaiz Bank PLC in 2017 as an Executive Director, Operations and Chief Finance Officer (CFO), a role which included providing strategic direction in Information Technology (IT) and driving the digital transformation of the Bank until his recent redeployment as Executive Director, Business Development, South.

He holds a B.Sc. in Economics and Masters in Business Administration from Edo State University (now Ambrose Alli University) and has attended several local and international courses in strategic management, leadership, Senior Management Programme (SMP), Leading change, Sustainable Business Strategy, The CFO programme, etc. at prestigious institutions such as Harvard Business School, Euromoney – UK, VISA International – US, Phillips Consulting – South Africa, Lagos Business School, among others.

AbdulFattah is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN), Member of Chartered Institute of Taxation (CITN) and Chartered Institute of Bankers of Nigeria (CIBN).

DR. NURUDDEEN AHMAD LIMAN

Regional Manager North

Dr. Nuruddeen Ahmad Liman is an astute banker of several years and an academician of reputable standing. His experience cut across both public and private sectors. He has received trainings and attended workshops within an outside Nigeria and he is a member of several reputable and recognized bodies and organizations.

Dr. Liman started his banking career in 1998 with the then Bank of the North and rose to the position of a Principal Manager, heading the New Sector Development Department of the bank. When the Bank merged with other banks to form Unity Bank in 2006, Dr. Liman was made the Head, Training & Development. He left Unity Bank in 2010 as the Assistant General Manager, Human Capital Management Department.

Dr. Liman left Unity Bank and joined Igbinedion University, Okada in 2010 as an Assistant Professor to lecture Business Administration and he was made the Head of the Department in 2012, and Dean, Sanusi Lamido Sanusi College of Business & Management Studies.

He joined Jaiz Bank Plc in 2013 as the Divisional Head, Corporate Services, to oversee Human Capital Management Department, Corporate Communications Department, Training Department and Facility Department.

He is now in the Business Development Division of the Bank.

AHMED A.HASSAN

Executive Director, Services/CFO

Ahmed is a Fellow of the Institute of Chartered Accountants of Nigeria, a Fellow of the Chartered Institute of Taxation of Nigeria and an Associate of the Pension Institute of Nigeria, as well as an Alumnus of Bayero University, Kano and the University of Lagos.

He is a fellow of the Compliance Institute of Nigeria (FCIN) and a Certified Anti-Money Laundering Specialist(CAMS). 

He has over twenty nine (29) years of cognate Banking, Industrial and Academic experience. He started his career as a Lecturer of Accounting & Finance at Bayero University, Kano before joining the Banking/ Finance Industry.

A consummate Banker, he had worked in Securities & Exchange Commission (SEC), former New Africa Merchant Bank Ltd, NAL Merchant Bank (now Sterling Bank), NUB/FINBANK (now part of FCMB) and had a brief stint with Dangote Group as the Financial Controller of Kano Flour Mills. His banking experience covers Corporate Finance, Banking Operations, Risk Management, Financial Controls and Branch / Regional Banking.

He was at various times a Branch Manager in Apapa, Victoria Island and Kaduna locations, and later became a Regional Manager in North Central and Kano II Regions of FINBank.

Mallam Ahmed A. Hassan has attended various local & foreign courses and workshops.

He joined JAIZ Bank Plc. in October 2013 as Head of Financial Control and acting Chief Financial Officer before he was later appointed as the Bank’s Chief Compliance Officer (CCO). He served as the Bank’s CCO for five and a half years. Currently, he is the Bank’s Chief Financial Officer (CFO).

SIRAJO SALISU PhD

Executive Director, Business Development, North

Sirajo is a Certified Risk Manager (CRM), Fellow Institute of Credit Administration (FICA) and Honorary Senior Member Chartered Institute of Bankers of Nigeria (CIBN) Sirajo is a 1991 B.Sc. Economics graduate from Bayero University Kano, Msc Monetary Economics (University of Port Harcourt) and Ph.D Agricultural Economics from Abubakar Tafawa Balewa University Bauchi. Sirajo also obtained his second Masters Degree on Islamic Banking and Finance from Bayero University Kano.

Sirajo started his banking career in 1992 with Inland Bank Plc as a Supervisor and rose to Assistant General Manager in 2009 with First Inland Bank Plc, where he held various Managerial Positions in both Operations, Credit Administration and Business Development including Regional Manager FCT Abuja in 2007.

In 2009, he was appointed Managing Director/CEO Arab Gambian Islamic Bank (AGIB), a position he held for Six (6) years till January 2015.

Sirajo has attended several Management and Islamic Banking Courses in and outside Nigeria as a participant and/or a speaker. He is also an Alumnus of the prestigious Lagos Business School (SMP 33) and Madinah Institute for Leadership and Entrepreneurship (PALM 11) Kingdom of Saudi Arabia.

MALAM ISMAILA ADAMU

Head, Institutional Banking Group

Ismaila Adamu can easily be referred to as the first CEO of Jaiz Bank Plc (Jaiz International Plc), as he was part of the Jaiz Project right from the scratch.

Malam Ismaila Adamu had his secondary education at Federal Government College, Kano and completed his first and second degree in Accounting (1992) and Banking & Finance (1997) respectively from Bayero University, Kano.

A member of Chartered Institute of Taxation of Nigeria, Malam Adamu started his professional career in 1993 with Abdu Abdurrahim & Co (Chartered Accountant), Kano.

He had a brief stint as the Financial Accountant of Nicco Sweet, Kano in 1998 before joining Ahmed Zakari & Co. (Chartered Accountant), Kano, as a pioneer staff in 1998.

His involvement with Jaiz project dated back to 2001 while Ahmed Zakari & Co. was the committee secretariat for the promotion of Non-Interest Financial System in Nigeria with him as the secretary.

In March 2003, he coordinated the Jaiz Profit Sharing Bank secretariat, the registration of Jaiz International Plc with the Corporate Affairs Commission (C.A.C) and the highly successful Initial Public Offer (I.P.O) in October 2003. The proceed (N2 billion) was deposited at the Central Bank of Nigeria in March, 2004 as the then required Banks’ minimum capital deposit.

He has since been with the Jaiz Project up to the commencement of the Bank in January, 2012. On the commencement of the Jaiz Bank Plc, he was the Head of Support Service, a position he held before taking over as the General Manager/CEO of the Foundation where he supervised the setting up of the first Takaful Insurance in Nigeria (Jaiz Takaful Ltd.) and El-Jaiz Investments & Services Ltd. He was subsequently made the Head, Public Sector and later moved to head the Corporate Service Division of the Bank. He is currently the Group Head, Institutional Banking.

He has attended various courses and programmes on Islamic Banking in Bangladesh, Singapore, Kenya, UAE among others.

He is happily married with children.

ZARA IBRAHIM MUSA

Regional Manager, Abuja

Zara Ibrahim Musa started her banking career in 1991 with the then Premier Commercial Bank Plc as an officer and resigned in 1997 to take up an appointment with the then FSB International Bank Plc, where she rose to a managerial position.

In the pursuit of her passion for Islamic Banking, Zara left FSB International Bank Plc in 2005 to join Jaiz International Plc. where she worked with other team members to raise capital within and outside Nigeria towards the establishment of the first full-fledged Islamic Bank in Nigeria, the Jaiz Bank Plc.

She is conversant with both conventional and Islamic banking operations and has attended training within and outside Nigeria in both fields of banking. These include – Performance Management at Lagos Business School and Islamic Project & Infrastructure Finance at Terraphinn Financial Training, Singapore. She is now in the Business Development Division of the Bank.

RUKAYAT O. DAHIRU

Chief Compliance Officer

Mrs. Dahiru has over twenty (21) years post-call experience, with over a decade in the Financial Services Industry.

She joined Jaiz Bank as the pioneer Company Secretary and Legal Adviser in 2012 and recognizing her experience and competence in the Corporate Governance sphere, the Board immediately thrust on her the responsibility for designing the Board’s Governance Framework. Consequently, one of her notable accomplishments in the Bank was that she designed the Board Governance Framework and all the accompanying Board and Board Committee Charters that were eventually approved by the Central Bank of Nigeria (CBN) in 2013.

In furtherance of her strategic role in providing support for the Board, Mrs. Dahiru guided the Board in complying with the CBN/SEC Code of Corporate Governance, and recently, the Nigeian Code of Corporate Governance. She was therefore responsible for assisting the Board in drafting/establishing the various policies required under the various Codes of Corporate Governance.

Another notable accomplishment of Mrs. Dahiru was that she Co-ordinated the Bank’s pre-Listing activities culminating in the successful listing of the Bank’s shares on the Nigerian Stock Exchange (NSE) in February 2017. Accordingly, she assumed responsibility for ensuring that the NSE Listing Rules as well as the provisions of the Investment Securities Act are complied with by the Bank.

Furthermore, because of her dual responsibility as Company Secretary & Legal Adviser, Mrs. Dahiru has been a pioneer member of the Management Investment Committee, where she has not only learnt the rudiments of Investment appraisals, but also provided insightful advice from the legal viewpoint. Accordingly, she has advised on, drafted and reviewed several legal instruments, investment/facility documents/contracts, and other routine contracts that formed the basis of the Bank’s financing/investments activities right from inception.

She was appointed, with the approval of the Central Bank of Nigeria, as the Chief Complaint Officer of the Bank, with functions similar to that of an Ombudsman. She has chaired the Bank’s Procurement Committee for more than 6 years cumulatively; all while serving as a member of Executive Management Committee; Management Investment Committee; Senior Staff Disciplinary Committee; Senior Staff Appraisal Committee; IT Steering Committee; Information Security Steering Committee, Human Resources and Service Improvement Committee.

In line with the Bank’s succession plan, Mrs Dahiru was appointed (with the approval of the Central Bank pf Nigeria) as the Chief Compliance Officer (CCO) of the Bank, following the recent elevation of the immediate past CCO to an Executive Director.

Mrs. Dahiru is a strong team player with multifunctional capabilities. She has received trainings spanning Islamic Finance, Corporate Governance, Management, Leadership, Strategy, Anti-Money Laundering, Corporate/Commercial/Financial Law both locally and internationally.

ALHASSAN ABDULKARIM

Regional Manager, South

Alhassan Abdulkarim started his banking career in 1999 with Access Bank and then moved to Citizens Bank in 2003. From Citizen Bank, he joined Guaranty Trust Bank in 2005 and later returned to Access Bank in 2011 before he joined Jaiz Bank in 2012.

Born on November 4, 1974, Alhassan hold a Bachelor of Science Degree in Microbiology with a Second Class Upper honour from Bayero University, Kano in 1997 and later proceeded to obtain Masters in Business Administration from the same University in 2012. He is also a holder of Master’s Degree in Islamic Banking and Finance.

His banking experience is in the areas of Banking Operations, Relationship Management (Credit and International Trade), while his core competence/skills include credit, financial and business analysis, International Trade Finance and Islamic finance.

In the course of his duty, Alhassan attended series of training among which include; Guaranty Trust Bank Training school; Guaranty Trust Bank Credit School; and International Trade Finance. He has completed training as a Commodity Broker under Abuja Commodity Exchange.

Alhassan is married with 4 children and his hobbies include farming and reading.

ABDULLAHI USMAN

Chief Audit Executive

A Chartered Accountant and Accounting graduate of 1987, he is also MBA holder from Ahmadu Bello University, Zaria. He is a fellow of the Institute of Chartered Accountants of Nigeria, Abdullahi Usman is a seasoned banker with versatile experience in Investment Banking, Development Banking and Commercial Banking that spanned a period of over 27 years. In addition to this, he had 3 years stint with Tawada Limited (a subsidiary of Nigerian Security Printing and Minting Company Ltd.) as the pioneer Financial Controller.

He started his banking career in 1987 with the Bank of Agriculture (formerly Nigerian Agricultural and Cooperative Bank Ltd.) and left for Nigeria Universal Bank Ltd in 1988 from where he joined New Africa Merchant Bank Ltd. in 1989. After his stint with Tawada Limited from 1996 to 1998, he joined United Bank for Africa from 1999 to 2001, then moved to Intercity Bank Plc and subsequently, Unity Bank Plc through merger in 2005.

During this period, he held various responsibilities that covered all areas of core banking operations, which included Treasury and Foreign Operations Officer, Head of Branch Operations, Regional Head of Operations, Zonal Head Internal Control, Head of Budgeting and Financial Reporting, Head Strategy and Corporate Planning, Head Credit Remediation and Workout, and Head Credit Control and Policy. Abdullahi Usman joined Jaiz Bank in 2013 as Deputy Chief Risk Officer. He is currently the Chief Audit Executive of the Bank.

He had attended numerous local and international courses which include Strategic Treasury Management by D.C. Gardener, Management Development Program by School of Business Entrepreneurship of South Africa, Audit Command Language (ACL) by EDP Associates, Applied Corporate Finance Workshop by Jeff & O'Brien, IFRS training by Euromoney, Kaplan-Norton Balanced Score Card, Basel II/III training and Basel III and IFSB Regulations for Islamic Financial Institutions by Red Money Training, Kualar Lumpur, Malaysia.

MUSA POTISKUM

Chief Risk Officer

Musa Potiskum is the Chief Risk Officer of the Bank. He ensures the establishment of a risk management framework that is compliant with regulatory standards and includes policies and procedures to effectively identify, mitigate and monitor principal business risks arising from the Bank’s business direction and strategic environment.

Musa is a 1991 graduate of Business Administration (Finance) from the Ahmadu Bello University, Zaria and has over 23 years’ experience with Tier 1 banks covering Operations, Credit & Marketing, Retail & Commercial banking, and Public Sector marketing at Managerial and Regional levels. He was a Project Manager with a consultancy firm (CPCS) before joining Jaiz Bank.

He is a pioneer staff who established the 1 st Kaduna branch of the Bank before moving to the Head Office as the pioneer Retail Banking Group Head. He later transferred to the Risk Management Department as the Head, Credit Risk, and Deputy Chief Risk Officer. Subsequently, he served as the Regional Manager in the North-Central region.

He is currently the Chief Risk Officer and a certified member of the Institute of Risk Management (IRM) UK, a member of the Risk Managers Association of Nigeria (RIMAN), and the Chartered Institute of Bankers (CIBN).

MUHAMMAD KABIR MUHAMMAD

Chief Strategy Officer

Muhammad Kabir (MK) oversees Strategy at Jaiz Bank. He was the pioneer Chief Financial Officer of the Bank where he set up from the scratch a Shariah-compliant accounting and financial reporting system.

He is very versed and highly skilled in Islamic Finance, Islamic Accounting, Corporate Strategy, Corporate Finance as well as Financial Control having worked for a combined period of over eighteen years spanning private equity investment, banking, and a stint in academics both within Nigeria and the United Kingdom.

As a former Conventional Investment and Commercial Banker, MK has extensive experience in the financial services industry. He has previously managed the Structured Finance portfolio of an investment bank, where he developed the project finance and credit derivatives business of the firm. He also had academic stint at Henley Business School, University of Reading, UK where he taught Corporate Strategy and Management courses.

MK is an AAOIFI Certified Professional (CIPA), and a Charter Holder of the Chartered Institute for Securities and Investments (CISI), United Kingdom as well as Chartered Islamic Finance Analyst (CIFA), Kuwait.

He holds a B.Sc Hons. Accounting and M.Sc in International Accounting & Consulting (awarded with distinction) from Bayero University and the University of Reading respectively. He got his Ph.D in Strategic Finance from the Open University, United Kingdom.

He is currently pursuing his second Ph.D in Islamic Finance from Malaysia with focus on Sukuk disclosure, pricing and risk.

MR. SHEHU MOHAMMED

Company Secretary/Legal Adviser

Mr. Shehu Mohammed is a Legal Practitioner with over 25 years’ experience in the Legal profession with sound knowledge of Litigation Management, Company Secretariat functions, Corporate Governance, and good communication skills. He is an Alumnus of the prestigious Ahmadu Bello University, Zaria, Bayero University Kano and the Nigerian Law School. He is a member of the Nigerian Bar Association (NBA), the Institute of Chartered Economists of Nigeria (ICEN) and the Institute of Chartered Secretaries and Administrators of Nigeria (ICSAN).

He started his Banking Career in 2001 with NUB International Bank Ltd as Legal Officer and later became Assistant Company Secretary/Legal Adviser. Upon consolidation of Banks in 2006, He worked in FinBank Plc and subsequently, FCMB and Fin Insurance Ltd where he held positions of Acting Group Head Legal and Substantive Company Secretary/Legal Adviser respectively. In February 2017, he was appointed Company Secretary of Unity Bank Plc, which position he held until end of the year 2019. He later joined Al-Fiil Legal Consult as the Managing Partner.

He has attended many trainings including Anti-Money Laundering, Drug Abuse/Combatting Financing of Terrorism, Securities and Credit Documentation in Banks, Board Leadership Development Programme for Independent Directors; Responsibilities of Independent Directors on the Board, Responsibilities of the Board in relation to Information Technology and Cyber Security, Company Secretaries Forum – Dubai, Companies and Allied Matters for Judges, National Workshop on Arbitration, Self-Management Training, just to list a few.

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